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About m,yBrave Pay+

MyBrave is a service of BraveFamily Limited, Nigeria\'s No. 1 digital service provider for instant data and airtime purchase, electricity bill payments, TV subscription renewals (DStv, GOtv, StarTimes), betting wallet funding, and other essential everyday services.

Office Hours & Customer Support Availability+

🏢 Office Visit:
8AM - 5PM
Monday - Friday

📞 Phone Support:
8AM - 6PM |
Monday - Saturday

💬 Live Chat:
6AM - 12AM
monday to saturday

🤖 AI Assistant: 24/7
Always Online

Where can i locate myBrave Pay office+

Our administrative office is located at 105, Calabar Itu Highway, Uyo, Akwa Ibom State, Nigeria.

Why should I trust MyBrave?+

We are not an investment platform that you have to invest your money or bank for saving your money, We are digital service provider with a wallet system to enable use to topup your wallet with amount for data, electricity subscriptions etc and make payment.

The N2,000 paying during joining community is automatically split for you:
₦1,000 goes to your Reserve Wallet (secure savings for future)
₦1,000 goes to your Main Wallet instantly to use for airtime, data, electricity, TV, betting and other services.

What makes MyBrave different from other VTU platforms?+

Fast, cheap, and reliable digital services you can rely on. When you need urgent data or airtime, you won\'t be stranded — you can borrow and pay back with zero interest. As a community member, the system can even automatically repay your borrowed amount for you.

How do I create an account on MyBrave?+

Go to the homepage and click Create Account
Fill in your required details
Check your email for a 6-digit OTP
Copy the OTP and paste it into the OTP form
Submit — your account will be ready in under 2 minutes.

How do I fund my MyBrave wallet?+

1-Log in to your dashboard
3-Click on Top Up
4-Enter the amount you want to fund your myBrave account with
5-Enter your transaction PIN and click Fund Wallet
6-You will be redirected to Paystack — choose your payment method 7-(Transfer, Card, OPay, etc.)
8-Make your payment — your myBrave wallet will be credited instantly.

How long does it take to receive airtime/data after payment?+

Not upto 30 seconds

Is there any extra charge or commission?+

No

What is the minimum and maximum I can fund?+

You can fund your myBrave wallet with as low as ₦100 and up to ₦50,000 per transaction. You can fund multiple times a day.

What is the transaction PIN for?+

Your Transaction PIN is a 4-digit security code that authorizes all transactions on your myBrave account. It protects your wallet and ensures that only you can fund your wallet, purchase airtime/data, and borrow.

What happens if I forget my PIN?+

If you forget your Transaction PIN, you can easily reset it. Go to your dashboard, click on \"Reset PIN\", verify your email with an OTP, and create a new PIN.

What happens if I forget my login password?+

1-Click on Login
2-Below the login form, click on Forgot Password
3-Enter your email address
4-A reset link will be sent to your email
5-Click the link to create a new password.

Can someone access my wallet?+

No. Your myBrave wallet is fully secured. Every transaction requires your personal Transaction PIN, and your account is protected by your email verification and password. As long as you do not share your password, PIN, or OTP with anyone, no one can access your wallet.

Can I use one wallet for all services?+

Yes

How much can i earns in total from each person i invited?+

You can earn minimum of N6,000 to N10,000 as your total earnings bonus by inviting just 1 active community member.

 

How to buy data?+

Login → VTU Dashboard → Select Network → Pay. Instant.

Data failed but debited?+

Auto refund to wallet in 5-10 mins.

How do I fund my MyBrave wallet?+
What payment methods do you accept for wallet funding?+
Can I fund with bank transfer, USSD, or card?+
Is wallet funding instant?+
What is the minimum and maximum I can fund at once?+
Do you charge any fee for funding wallet?+
How do I pay for airtime on MyBrave?+
Can I pay for someone else\'s service?+
Why do you ask for 4-digit PIN before payment?+
I forgot my PIN — how do I reset it to pay?+
Will I get receipt after payment?+
Where can I see my payment history?+
Can I download receipt for my electricity/TV payment?+
Do you charge extra for airtime, data, electricity, DStv/GOtv/StarTimes?+
Are your prices same as normal? Any discount?+
What is MyBrave Bonus Community?+

MyBrave Pay bonus community is an exclusive reward program that adds value to humanity and enables any interested individual to meet up with their utility bills at no cost.
By promoting our brand through your personal referral link, you get your wallet credited with bonuses that enable you to enjoy free services as a reward.

What is the joining benefit?+

Joining Benefits:
✓ Borrow data & airtime anytime
✓ 0% interest on all borrowing
✓ Automatic repayment
✓ Access to cheapest data & airtime offers
✓ Community bonuses & rewards amount (11GB of free weekly data)

For how long will i keep receiving the free data?+

Maximum earning limit is ₦100,000, depending on the number of people you invite to the Bonus Community.

How do i join community?+

1.Create a myBrave account and verify your email
2-Fund your wallet
3-Go to your dashboard and click on \\\"Join Bonus Community
4-Accept the community terms
5-Once joined, you can instantly borrow airtime and data when you\\\'re stranded and enjoy 0% interest and auto-repayment benefits.

How much does it cost to join MyBrave Bonus Community?+

It is FREE to join MyBrave and benefit.
The ₦2,000 you pay during joining the Bonus Community is 100% your money.

₦1,000 is automatically reserved in your Reserve Wallet
₦1,000 is automatically credited to your Main Wallet to use instantly for airtime, data, electricity bills, DStv/GOtv/StarTimes, betting wallet funding and other essential services on MyBrave.
So you are not paying a fee — you are simply funding your own wallets and unlocking benefits including wallet borrow, higher borrowing limits, and weekly bonus up to ₦100,000 depending on how many invite

What happens to my ₦2,000 when I join?+
What can I use the ₦1,000 in my main wallet for?+

You can use it to pay for:

1-Airtime - MTN, Glo, Airtel, 9mobile
2-Data - All networks
3-Electricity bills - IKEDC, EKEDC, AEDC, PHED, etc.
4-TV Subscription - DStv, GOtv, StarTimes renewal
5-Betting wallet funding
6-Wallet-to-wallet transfer - send to any MyBrave user
It is not locked. You can use it anytime you want.

Can I join MyBrave Bonus Community without referring anyone?+

Yes, to enable you to enjoy, job vacancy update, borrow amount for data, airtime to repay back when you have.

Do I need to pay again every month to remain a member?+

You pay once to join MyBrave Bonus Community and remain a member until you earn ₦50,000.
Once you have earned ₦50,000, your Starter Community membership will automatically expire to enable you to:
1-Upgrade to a higher Bonus Community level with bigger borrowing limit and higher earning potential, OR
2-Rejoin this same Starter Community again with ₦2,000

How do i pay back borrowed amount?+

You don\'t have to worry about repaying the borrowed amount — the system will automatically repay it for you from your bonus earnings

How does borrow work if I don\'t have money?+
Can I borrow to buy airtime, data, electricity, TV subscription?+
How much can I borrow as a new member who didn\'t refer anyone?+
Can I re-borrow after the system has repay my dept?+

Yes

How much can i borrow?+

1. Join + Refer 1 Person
You can borrow up to ₦500. The borrowed amount will be automatically repaid from your bonus wallet.

2. Refer 2 People
You can borrow up to ₦1,000.

3. Refer 3 People
You can borrow up to ₦1,500.

4. Refer 4 People
You can borrow up to ₦2,000.

5. Refer 5 People
You can borrow up to ₦2,500.

6. Refer 6 People
You can borrow up to ₦3,000. The system will automatically settle it from your bonus, so you don\'t need to top up to pay back.

In short: The more people you invite, the higher you can borrow — and you never need to worry about  repaying.

How much can i earns in total from each person i invited?+

You can earn minimum of N6,000 to N10,000 as your total earnings bonus by inviting just 1 active community member.